Services / 
Retirement Plan Services

Dimensional Retirement Plan Services1 offers full-service retirement plan solutions for defined contribution plans. Our goal is to help advisors and consultants—and the plan sponsors they serve—improve retirement outcomes for participants.

Retirement Device Cost efficiency, robust recordkeeping, and a flexible investment architecture are three core features of our full-service platform designed to meet plan sponsor and participant needs.

COST EFFICIENCY

Costs matter. Our platform’s fee structure emphasizes cost efficiency, just as Dimensional Fund Advisors’ investment strategies have for more than three decades. This emphasis on lower, more transparent plan costs can give participants a head start on achieving better financial outcomes. Access to cost-efficient funds on our platform can give plan sponsors another component for better plan design, since costs can have a significant impact on investor success over time.

ROBUST RECORDINGKEEPING AND PLAN ADMINISTRATION

Dimensional Retirement Plan Services features institutional-strength recordkeeping and administrative services usually reserved for larger plans. Features include a wide array of powerful self-service tools, access to plan metrics in a real-time environment, and participant communications designed to educate employees about retirement income and enhance their retirement readiness.

FLEXIBLE INVESTMENT OPTIONS
Our platform supports a wide range of flexible options that plan sponsors may select, including:

  • Advisor-built model portfolios
  • A diverse selection of mutual funds for participants who want to choose their own funds and select their own asset allocation
  • Self-directed brokerage accounts


A RELATIONSHIP-BASED SERVICE MODEL

Our service model features dedicated client relationship support from seasoned professionals who have a deep understanding of the needs of plan sponsors and participants. Additionally, we work with advisors and consultants on how to best integrate our academic research on lifecycle finance into plan design for their clients.


1. Full service DC retirement plan solutions are offered by Dimensional Retirement Plan Services LLC, an affiliate of Dimensional Fund Advisors LP.
Videos
 
Research
 
Resources
 
Videos
Boston University professor and DC expert Zvi Bodie explains what's wrong with the current generation of target-date funds.
David Wray, president of the Profit Sharing/401k Council of America, discusses the increasing health of the DC system, especially after the stress test of 2008, and the importance of new ideas being introduced to the industry.
Tim Kohn, head of Defined Contribution at Dimensional, talks to three industry experts—David Booth, Bill Bradley, and Nobel laureate Robert C. Merton—about Dimensional's unique research-driven approach to next generation retirement solutions.
Research
Uncertainty over one's future income trajectory is often substantial, and can significantly complicate planning for retirement. Our research shows that a saving guideline incorporating information about household income as it changes over time (dynamic saving) can improve retirement success rates for most households relative to a static rule-of-thumb approach.
How much retirement income is enough? Understanding how to arrive at a target income replacement rate can be helpful for future retirees and plan sponsors alike.
Dimensional's second annual DC study, conducted by the Boston Research Group, explores reactions of plan sponsors to the Department of Labor's new fee disclosure rule 408(b)(2).
Zvi Bodie, PhD, professor of finance and economics at Boston University School of Management, discusses the challenges facing today's retirement plan sponsors.
By Tim Kohn and Warren Cormier
DC participants may be able to create a better retirement by taking advantage of a new set of products focused on an appropriate income replacement rate and strategies based on "income outcomes" as opposed to "lump sum outcomes."
By Zvi Bodie and Henriette Prast
This paper examines some of the main behavioral patterns that determine personal saving, investment, and retirement decisions, and considers ways to move them in a socially desirable direction. Empirical evidence from other countries is considered in light of proposed changes to the system in the Netherlands.
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Resources
A semiannual magazine written for DC professionals by DC professionals helping you stay in front of the changes affecting our industry.
Dimensional Fund Advisors is an investment advisor registered with the Securities and Exchange Commission. Consider the investment objectives, risks, and charges and expenses of the Dimensional funds carefully before investing. For this and other information about the Dimensional funds, please read the prospectus carefully before investing. Prospectuses are available by calling Dimensional Fund Advisors collect at (512) 306-7400 or at this link.

Investing involves risks such as fluctuating value and possible loss of principal investment.

Mutual funds distributed by DFA Securities LLC
 

Contact Us
Robyn Alcorta
Vice President
(512) 306-4583
robyn.alcorta@dimensional.com

Tracy Mitchell
Regional Director, Sales
(512) 306-5951
tracy.mitchell@dimensional.com